# EARN Protocol {% embed url="" %} PulseChain Link {% endembed %} EARN Protocol is the Enhanced Autonomous Rewards Network and is live on PulseChain. This network is a decentralized borrowing protocol that allows you to draw interest-free loans against $PLSX used as collateral. Loans are paid out in PXDC (a USD pegged stablecoin) and need to maintain a minimum collateral ratio of 110%. In addition to the collateral, the loans are secured by a Stability Pool containing PXDC and by other borrowers collectively acting as guarantors of last resort. Learn more about these mechanisms in our documentation. EARN as a protocol is non-custodial, immutable, and governance-free. If you still have questions after browsing this documentation, please join our [Telegram](https://t.me/POWERCITYio). EARN Protocol is a part of the POWERCITY Ecosystem. Learn more about the ecosystem and its other protocols [here](https://docs.powercity.io/ecosystem/). --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.powercity.io/earn-protocol/earn-protocol.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.